Crystal Lake 815-207-8599 Elgin 630-345-8665 Rockford 815-605-6088 Schaumburg 815-572-4797

Financial Aid

As one of the oldest beauty schools in Illinois, we have trained thousands of students to reach their dreams in the beauty industry successfully. We hope you will become our next success story.

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Cosmetology & Spa Academy Offers You Financial Aid

We care and try hard to help you find grants, scholarships, and affordable loans to minimize your beauty school costs. We are also proud participants in the DermaMed Solutions Aesthetics Education Award Program Before our Meeting Occurs, you can Apply for Financial Aid Online:

  • Visit the federal financial aid website here at www.fafsa.ed.gov
  • Complete your application using school code 015086 to have it sent to Cosmetology & Spa Academy
  • Print your confirmation page and bring it to your financial consultation
  • View our Financial Aid Code of Conduct that protects you the student

Free Financial Analysis For All Students

Get Started!

Links to Scholarship Opportunities

Click Here to View A List of Scholarships Available

What Factors Determine Financial Need?

  • Cost of attendance
  • Expected family contribution
  • Financial need

Federal Pell and Grant Need Based Aid

Is available to students with demonstrated need for further financial assistance. Please contact our admission office for further details.

Federal Pell Grant – Pell

Is available to students with demonstrated need for further financial assistance. Please contact our admission office for further details.

Cosmetology & Spa Academy Grant Need–Based Aid

Is available to students with demonstrated need for further financial assistance. Please contact our admission office for further details.

Financial Aid Eligibility Requirements

  • Be a U.S. citizen or eligible non–citizen
  • Demonstrate financial need
  • Hold a high school diploma, general education diploma (GED)
  • Be enrolled or accepted for enrollment as a student working toward a certificate in an eligible program
  • Have a valid Social Security Number
  • Make satisfactory academic progress
  • Register with Selective Service
  • Sign a Statement of Education Purpose and a Certificate Statement on overpayment and default

More Financial Aid Resources – Quick Links

List Of Available Loans & Scholarships

The federal Direct Loan Program (Title IV) is a Student Financial Aid (SFA) program of the U.S. Department of Education that provides students with a simple, convenient, and flexible way to borrow money for education after high school. Schools that participate in the federal Direct Loan Program receive loan funds directly from the U.S. Department of Education and pay them to eligible students. The Direct Loan Program offers four types of low interest loans:

Direct Subsidized Loans

Also known as Federal Direct Student Loans, are awarded based on financial need. The Academy determines financial need, in part, from the information provided on the Financial Aid Application. With a Direct Subsidized Loan the federal government does not charge interest before repayment or during authorized periods of deferment.

Direct Plus Loans

Also called the Federal Parental Loan for Undergraduate Students, helps parents pay their dependent children’s educational expenses, if they qualify. Parents may borrow up to the amount of the cost of attendance minus any other Financial Aid received. The federal government charges interest from the date the first disbursement is made until the loan is paid in full.

Ankin Law Office Scholarship for Military Veterans

Ankin Law Office Scholarship For Military Veterans

Ankin Law Office Scholarship For Disabled Veterans

Direct Unsubsidized Loans

Also called Federal Direct Student Loans, are not awarded on the basis of need. An eligible student may borrow up to the cost of attendance minus any other financial aid received. However, the student may not borrow more than the maximum annual amount. The federal government charges interest from the time the loan is paid out until the loan is paid in full.

Direct Consolidation Loans

Direct Consolidation Loans simplifies repayment by combining one or more federal education loans into one new direct consolidation loan. If loans are combined into a Direct Consolidation Loan, there is only one loan, one payment point, and one monthly payment. Interest rates for Direct Subsidized, Direct Unsubsidized, and Direct Plus loans are variable and may change each year of repayment. Interest rates for Direct Consolidation Loans are fixed. By law, interest rates will not exceed 8.25% for Direct Loan and 9% for Direct Plus and Direct Consolidation Loans. If you have any questions about your FSA program funds, you can call the Federal Student Aid Information Center at (800) 433–3243 from 8am to 12am, seven days a week.

You can also go to the U.S. Department of Education website,www.studentloans.gov. Dissatisfaction with or non-receipt of education services offered by the Academy, does not excuse borrowers from repayment of their loans. Borrowers must inform their lenders immediately of any change in name, address, telephone number, or social security number. If the borrower is unable to make a scheduled payment, he or she should contact the lender before payment is due to discuss other repayment options.

Everyone will need a hair cut Everyone will need a hair cut
Coming together is a Beginning. Keeping together i Coming together is a Beginning. Keeping together is Progress. Working together is Success!! CSA has remained a family during these difficult times 🙏🏻 This too shall pass. Our comeback will be stronger than ever ⭐️ #cosmetologyschool #barberingschool #estheticianschool #makeup
Special Thank you to our Amazing Teachers at CSA ! Special Thank you to our Amazing Teachers at CSA !!! You change your students Life !!
CSA Schaumburg did something HUGE after the @mlbmi CSA Schaumburg did something HUGE after the @mlbmidwesttradeshow and gave away a life changing full scholarship on behalf of @mlbjoeflano and @mlbmidwesttradeshow to one lucky winner. Congratulations @chicagobarber94 on this life changing win!! We are excited for your new journey and career as a future barber with us 💈 #csagivesback #beautychangeslives #barberscholarship
Once upon a time she was his teacher and showed hi Once upon a time she was his teacher and showed him how to do his first hair cut- Today She retired from His company !! What a great Success Story for a teacher and student! THANK YOU MS.DAR!

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Our Locations

Map of Crystal Lake Location
Map of Schaumburg Location
Map of Rockford Location
Map of Elgin Location

Crystal Lake

700 E Terre Cotta Avenue
Crystal Lake, IL 60173

815-207-8599

Schaumburg

142 E Golf Road
Schaumburg, IL 60173

815-572-4797

Rockford

657 Highgrove Place
Rockford, IL 60173

815-605-6088

Elgin

609 S Randall Road
Elgin, IL 60123

630-940-8428
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